Is Your Auto Insurance Updated for Fall?

Update your coverage to prepare for these seasonal risks.

When the leaves change color and the temperature drops, you know that fall is upon us.  Due to all the changes during this season, fall is a great time to update your auto insurance policy.  This autumn, make sure you update your coverage to protect your car from these risks.

Wet Weather

During fall, most places experience increased rainfall.  Wet weather can make roadways slippery and hard to maneuver.  Additionally, driving in the rain can also significantly increase your chances of an accident.  To make matters worse, if you live in an area with a high flood risk, then your car might also be vulnerable to flood damage.  Make sure that your car is prepared for the rainy season by discussing your risk with your insurance agent today.

Daylight Savings

While most drivers don’t consider daylight savings time as a risk, it’s definitely something they should worry about.  Because we lose an hour in the fall, the days get shorter and the nights get longer.  This means that a commute that happened during the day in summer may now take place in the dark.  Due to the reduced visibility, the time change can increase your chances of getting into a car accident.

Halloween Vandalism

Another threat that car owners don’t often consider is their increased chances of experiencing vandalism on Halloween night.  Unfortunately, more car claims are filed on Halloween than on any other day of the year.  Common claims include smashed windows, slashed tires, scratched paint, and even vehicle theft.  Prepare your car for Halloween mischief by updating your coverage this fall.

These are just a few of the seasonal risks that your car faces this fall.  Make sure that your car has all the protection it needs this autumn by contacting the professionals at Kurt Rolf Insurance Agency.  Our dedicated team is ready to address all your insurance needs in Minnesota, Wisconsin, Florida, South Dakota, and Arizona.