Personal Insurance

Personal Insurance

Kurt Rolf Insurance Agency offers the personal insurance coverage options tailored to your needs. Our professional agents will consult with you on the coverage and premiums that meet your specific needs. Feel free to get in touch or get a quote today.

Click on the service below to learn more.

  • Umbrella Insurance

    An umbrella insurance policy is the only way to guarantee protection of all of your assets and your future. This insurance policy will provide you with an extra level of protection when your standard coverage is exhausted.

    Accidents are unavoidable, which is why an umbrella policy is so vital. Any situations that you are faced with can easily be conquered through your umbrella insurance policy. Would you be able to afford the legal fees and medical expenses of someone who sues you after your dog bites them? Once the liability limits of your homeowners’ insurance policy have been exhausted, you would be left having to pay the remaining balance out pocket. An umbrella insurance policy would kick in and provide the coverage necessary to pay off the remaining balance.

    Allow the insurance experts at Kurt Rolf Insurance Agency to help you determine if your assets would benefit from the extra layer of protection an umbrella insurance policy provides.

  • Motorcycle Insurance

    In order to fully enjoy a cruise in your motorcycle, you must have the confidence knowing that you are protected. When you purchase a motorcycle insurance policy through Kurt Rolf Insurance Agency, you are able to take advantage of great prices, especially when you carry multiple policies with us. By representing major, reputable insurance companies, we are able to provide you with the absolute best insurance prices possible.

    With a personalized motorcycle insurance policy, you are in control. You can determine which coverage options work best based on your unique needs. Do you have custom parts on your motorcycle? No worries. We can provide you with custom parts coverage that will provide you with $3,000 in coverage at no cost to you. There are a variety of coverage options you can choose from, and one of our experienced agents can guide you through the process and customize your policy based on your needs.

    Contact Kurt Rolf Insurance Agency today and allow us to personalize a motorcycle insurance policy that will allow you to enjoy the open roads without a worry in the world.

  • Renters Insurance

    A renters’ insurance policy is one of the most valuable forms of insurance. The amount of coverage you receive through a renters’ insurance policy at such an inexpensive price is impossible to go without. Your policy will provide you with the peace of mind knowing that everything you have worked for is not at risk.

    Your renters’ insurance policy will provide you with coverage for your personal property, as well as liability coverage. In the event that someone is injured in your apartment, you will receive protection against enduring the expenses of legal defense and the medical expenses of the injured individual.

    We will provide you with the right coverage at the right price. Allow the insurance professionals at Kurt Rolf Insurance Agency to find coverage that meets the exclusive needs of you, your family, and your personal property. We can provide you with the peace of mind knowing you are properly covered.

  • Condo Insurance

    A comprehensive condominium insurance policy will provide both you and your personal property with protection from the unexpected. Many condo owners mistakenly assume that they will receive coverage under the condo association’s insurance policy, however, this is false. Your personal property and liability is not covered under the association’s policy.

    With a condo insurance policy, you can rest assured that all of your property within the condo is covered, and you will not be held liable for any injuries that occur in your condo.

    The standard condo insurance policy includes coverage against losses that occur due to:

    • Fire
    • Lightning
    • Wind
    • Smoke
    • Vandalism
    • Theft
    • Water damage that is not caused by a flood

    Condo insurance is similar to a homeowners’ insurance policy in that it must be personalized based on the unique needs of the insured. Allow the experienced agents at Kurt Rolf Insurance Agency to personalize a condo insurance policy that will fulfill your insurance needs.

  • Home Insurance

    The home you made all of your family memories in deserves protection. You need a homeowners’ insurance policy to protect you financially in the event that you suffer a loss due to fire, theft, vandalism, or any other covered peril. You will also be covered in the event that someone is injured on your property and decides to take legal action.

    Your homeowners’ insurance policy must be personalized to meet the unique needs of your home. Your policy will depend on which losses are covered, the type of residence you own, and where your home is located.

    While your policy will need to be customized to meet your home’s unique needs, the standard coverage options include:

    • Property or Dwelling Coverage
    • Personal Liability Coverage
    • Medical Coverage
    • Additional Living Expenses
    • Personal Property Coverage

    The insurance professionals at Kurt Rolf Insurance Agency specialize in personalizing insurance products to meet both the coverage needs and financial needs of our clients. Allow us to provide you with the protection you deserve.

  • Auto Insurance

    When you obtain the necessary auto insurance coverage, you receive protection when your car is damaged or destroyed by an accident, fire, theft, or any other covered peril. Depending on your particular policy, you may receive protection against medical and legal expenses resulting from injury, loss of life, or property damage in an accident you are determined to be at fault for.

    An auto insurance policy is a contract between you and an insurance company. In exchange for your premium, the insurance company promises to provide you with coverage against a car-related financial losses during the term of your policy. The insurance experts at Kurt Rolf Insurance Agency can help determine the right amount of coverage based on your exclusive needs.

    With years of experience in the Minnesota auto insurance industry under our belts, the experienced agents at Kurt Rolf Insurance Agency can determine exactly how much auto insurance your particular needs require.

    In Minnesota, the minimum required coverage includes:

    • No-Fault Insurance
    • Liability Insurance
    • Uninsured Motorist Insurance

    As experts in Minnesota insurance products, we can help ensure that you have the appropriate amount of auto insurance.

    Although collision and comprehensive coverage is not required by Minnesota law, it is recommended if you want to minimize your vulnerabilities. These forms of insurance will provide you with optimal protection if you are in an accident or if your car is vandalized, stolen, or damaged by some other force, including natural disasters.

    Since each individual’s auto insurance needs are unique, we will closely analyze your particular situation and provide you with an auto insurance policy that meets your exclusive needs.

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