How to Protect Yourself Against Winter Home Hazards

How to Protect Yourself Against Winter Home Hazards

Reduce your risk of homeowners insurance hazards this winter.

Winter is here, and although it brings us festive and fun holidays with the family, it also brings freezing temperatures and adverse weather. If your home is not prepared for the winter months, it could end up costing you. Take a look at these three home hazards that could mean disaster – and how to avoid them.

  • Frozen Pipes

When water turns to ice, it expands. If you don’t have your pipes checked and insulated before the freezing temperatures arrive, your pipes could end up bursting. Be sure to seal up gaps in windows and doors that let in cool air, insulate exterior and exposed pipes, and run your heating on low at all times.

  • Accidents and Injuries

As one of the most common wintertime woes, slips and falls can cause serious injury, especially on a frigid winter day. Ice on your driveway and sidewalk could cause you, your family, or guests to slip and injure themselves. Keep everyone safe by clearing your driveway and portion of the sidewalk of snow, slush, and ice. Cat litter and salt can neutralize stubborn ice.

  • Holiday Disasters

As you make last-minute preparations for the holiday, it’s important to keep safety in mind. You may have already strung up your holiday lights, but double-check the wiring now to make sure none of the wires are frayed. Additionally, make sure your Christmas tree is far away from heat sources such as lamps, radiators, and fireplaces. When the big day arrives, avoid leaving the kitchen while cooking and make sure none of your guests try to drive home drunk.

Talk to the team at Kurt Rolf Insurance Agency to learn more about protecting your property. We offer quality home insurance coverage that suits your needs, lifestyle, and budget. Our dedicated team serves all your insurance needs in Minnesota, Wisconsin, Florida, South Dakota, and Arizona. Contact us today to get started.