Situations When Renters Insurance Will Save You

Situations When Renters Insurance Will Save YouScenarios where renters insurance can help.

Many renters continue to dismiss renters insurance under the belief that they don’t have enough possessions to protect or that renters insurance is too expensive. The reality is that renters insurance is needed by renters and can be extremely affordable when working with the right insurer. The following situations are just a handful of disasters in which renters insurance can save the day. 

Your friend gets injured.

You invite all your best buds over to watch the big game with some pizza and cocktails. It has all the makings of a perfect afternoon! Your friend heads into your kitchen for a refill, slips on the tile, and really hurts himself. Because this person slipped in your apartment, he could hold you liable for medical and other costs associated with the injury. It’s happened before, and even good friends can hold you accountable for their injury costs. Luckily, renters insurance can help cover these expenses.

You fall victim to theft.

You’ve been waiting for this vacation for months. You check into your hotel and unpack all of your belongings. You come home after an amazing night to find your laptop has been taken from your room. While it’s not exactly how you wanted to start your vacation, your renters insurance will cover this for you, thankfully.

You cause fire damage.

It’s Fajita night in your apartment, and you’re cooking for everyone. You move the hot skillet and, suddenly, grease spills on your burner and erupts into flames. In seconds, the cabinets above your stove, your belongings, and stovetop are ruined. Renters insurance to the rescue again! Your policy will cover the damaged items (up to the policy limit) and will pay for you to stay in a hotel while your apartment is being repaired.

To protect your belongings and wallet, secure renters insurance. To secure the right policy for your needs, contact Kurt Rolf Insurance Agency. Our dedicated team serves your insurance needs in Minnesota, Wisconsin, Florida, South Dakota, and Arizona.