Employers – know what to do when a team member is injured on the job.
Running a business comes with a number of important responsibilities. In fact, there are so many duties that it can be hard to manage them when there are conflicts. While it’s difficult to prioritize many important tasks, there is one responsibility that should never be put on the back burner – employee health & safety. Injuries can happen, so it’s important to know how you will respond if your employee gets hurt on the job.
Seek Medical Attention
The very first thing you should do is call for medical attention, even if the employee shrugs it off as nothing important. A failure to provide your employee with immediate medical attention not only negatively impacts the team member, but it could prove to be legally damning in the future. If the injury appears to be life-threatening, call 911 immediately. If the injury doesn’t require emergency medical attention, you should highly encourage the employee to get medical care as soon as possible.
Start to gather information to get a better picture of how and why the accident occurred. Take photographs of the scene untouched, write down important details, and ask eyewitnesses to come forward to write a statement of how the events unfolded. Keep this information in your records.
File a Report
Injured employees have the right to file a claim and it’s your duty to provide them with a claim form, should they ask for one. If they do choose to pursue a claim, you’ll need to report the injury to your workers’ compensation insurance agency. The insurer will likely ask for all sorts of documentation and files on the employee, and you’ll want to keep in contact with your insurer to understand what is expected of you.
Work with an insurer that has your best interests in mind and can help you breeze through the claims process. For quality business insurance coverage, talk to the team at Kurt Rolf Insurance Agency today!