Buying a new or new-to-you vehicle – made easy!
Ever been to a car dealership where the salespeople are trying to interest you in a new vehicle with all the added bells and whistles? With people trying to sell you things every step of the journey, it’s important to know exactly what you’re doing – which is easier said than done! With our handy step-by-step guide, you’ll be well prepared for the purchase ahead!
Work out your budget
While perusing glossy motoring magazines can be helpful, doing so before planning your budget seems to lead to discouragement. Rather than lusting after unattainable cars, first work out your budget. If your plan is to buy a car outright, you should know exactly how much you have to spend. When you want to finance the vehicle, you’ll need to consult a lender and review your monthly budget. Don’t forget to add the ‘hidden’ expenses of fuel, tax, insurance, maintenance, and repairs.
Search for the right vehicle
There are plenty of car options out there today. Instead of heading to your nearest dealership to get overwhelmed, first determine what type of vehicle you’re interested in. Do you need a spacious car for the kids? A vehicle with great gas mileage for your 50-mile round trip commute? One with capabilities to handle a variety of weather? Aim to narrow down your search to around three or five cars, so you know what you’re looking for in person.
Head to the trusty Internet to look up comments and ratings about your chosen vehicle. Check out safety ratings, common concerns, and current resale values. If you’re buying a new car, you may consider reselling it in the future. In this case, you’ll want to ensure that you get a car that holds its value over time.
Take it on a test drive
Head to the dealership to give it a spin. See how it handles turns on streets and speed on the freeway. Check that it has all the features that you want in a car, for example, cruise control and Bluetooth.
Whatever your new vehicle, you’ll have to insure it. Let the insurance professionals handle your car insurance! Visit the industry experts at Kurt Rolf Insurance Agency, serving Minnesota, Wisconsin, Florida, South Dakota, and Arizona.