Detecting fraudulent workers’ compensation claims.
As a business owner, it’s important to know how to protect your company from scams. Unfortunately, some employees can make false workers’ compensation claims that create enormous damage to your business and hinder your company from helping those who need it. Keep in mind these red flags could indicate an employee is committing fraud.
- The accounts of the injury are contradictory.
It’s easy to make up a story of how an injury occurred. However, it can be difficult to remember the finer details of a story when it’s fabricated. Filing a claim often means the employee has to describe the event several times. If each story is not adding up, it could be a sign they are lying.
Did the injury coincide with employee termination, reprimand, or demotion? If an employee doesn’t feel good about the company, he/she may take advantage of the workers compensation’ system. Likewise, an injury that occurs on Friday but isn’t reported until Monday is highly suspicious.
- The employee lacks communication.
A tell-tale sign that the employee has filed a fraudulent claim is when physicians, caseworkers, or human resource personnel have difficulty contacting them. A truly disabled claimant will be communicative and generally helpful about their case.
At Kurt Rolf Insurance Agency, we have you covered. We offer reliable workers’ compensation insurance to suit your business and budget, serving business owners in Minnesota, Wisconsin, Florida, South Dakota, and Arizona. Contact us today to get started.