Where to Start with Your First Auto Insurance Policy

Top tips for first-time car insurance buyers.

As a first-time driver, you may be excited about your new set of wheels. Before you take off on the road to freedom, keep in mind that you need to secure reliable auto insurance. Although car insurance may not be the first thing a new driver thinks about, it’s very important. To help you find adequate coverage, take a look at these tips.

  • Know Your State’s Minimum Requirements

If you’re driving a car, you are legally required to have auto insurance – specifically, liability coverage. In some states, liability coverage is enough, but in other states, you are required to have additional coverages as well. Get a head start on conquering your car insurance by doing a search on which coverages are required in your state.

  • Pay in Full

Once you obtain your policy, pay it in full if possible. Many car insurance companies offer a paid in full discount. What’s more, this shows your commitment to maintaining continuous insurance, and insurance companies reward you with a discount.

  • Drive Safely

Just because you’ve got your license in hand doesn’t mean you can drive recklessly. Maintain your safe driving habits – they are worth sticking to!

Getting car insurance for the first time can be a daunting task. Do you need help finding the right car policy for your needs? Don’t hesitate to contact us at Kurt Rolf Insurance Agency. Serving Minnesota, Wisconsin, Florida, South Dakota, and Arizona; our dedicated team is ready to assist you with all your coverage needs.