Equipment Breakdown Coverage
No matter how much time and money you spend maintaining your home appliances, they can still break down. Coming home to find that your refrigerator is on the fritz or that your air conditioner won’t keep your house cool anymore can create an instant stress headache. Luckily, investing in Equipment Breakdown coverage with your homeowners insurance policy can help to make sure that you are protected if anything goes wrong in your house.
Equipment Breakdown coverage is a unique option that works to extend your home warranty and will cover many of your essential home systems as well as your personal property. Adding Safeco Equipment Breakdown coverage to your home insurance policy is only $2 a month, and can help save you thousands of dollars in case of electrical or mechanical breakdown that is not caused by corrosion or normal wear and tear.
There are many household items that will be covered under Equipment Breakdown coverage, including:
- Air conditioning and heating systems
- Dryers and washers
- Refrigerators and freezers
- Swimming pool equipment
- Well water pumps
- Surround sound systems
- Ovens and microwaves
- Home security systems
It is important to keep in mind that all covered systems are subject to a $500 deductible.
For more information on the Equipment Breakdown coverage, contact Kurt Rolf Insurance Agency in Hopkins, Minnesota. We can help with all of your home insurance coverage needs to ensure that you have the protection that you deserve for any issue in your house.