Windshield Damage Tips
Cracked, chipped, or broken windshields are one of the most common vehicle repairs. No matter if the damage was an act of vandalism or a falling branch, knowing how to handle your auto insurance claim to get your window looking good as new can help to ensure that you can stay safe while on the road.
If your windshield, or other glass on your vehicle, such as your rear window or sunroof is damaged during an incident other than a collision, it will be covered under the comprehensive portion of your car insurance policy. Keep in mind that if you do not have comprehensive coverage, you will be left paying for the damages out of your own pocket.
Before you file a claim, you should take the time to consider your deductible. If your deductible is more than what it will cost to repair the window, it is not worth it to file the claim. However, there are some auto insurance companies that will replace any damaged windows without requiring that you pay your deductible.
No matter if you do or do not file a claim with your auto insurance company, you should still get the glass fixed to ensure that you stay safe. Depending on your insurance company, you may have to visit a repair shop that they choose, or you may be able to go to a repair shop of your choice. If you are choosing your own repair shop, make sure to choose one that has a good reputation to ensure that you do not run into more serious issues with a bad repair job.
For all of your auto insurance needs to ensure that you have the coverage that you deserve, contact the independent insurance professionals at Kurt Rolf Insurance Agency in Hopkins, Minnesota. We will work with you to make sure that you have the right amount of protection, all at the right price.
