The Advantages of Permanent Life Insurance

Pros of securing permanent life insurance.  Whole, or permanent, life insurance is designed to last as long as you do. You pay in a premium every month and when you die, the policy pays out a lump sum to your loved ones. That sounds simple enough, and it sounds like a valuable benefit to have. Yet, only a small minority of people take out permanent life insurance, opting for term insurance SEE MORE      >

How Much Life Insurance Do I Need?

Determine how much life insurance coverage is right for you. Finding out how much life insurance you need is part art, part science. Most experts recommend about five to ten times your annual salary, which is a good place to start. Of course, this depends a lot on your lifestyle, salary, and plans for the future. While any life insurance is better than nothing, financially protecting your loved SEE MORE      >