Don’t Let the Grinch Ruin Your Holiday Party

Make Sure You Have the Right Insurance Coverage for Your Holiday Party

With the holiday season in full swing, you may find yourself planning for your yearly holiday party with all of your friends and family. Along with making sure that you have the perfect menu, check on your insurance policies to ensure that you have the right amount of coverage in case of an accident during your festivities.

Typically, your homeowners’ insurance will provide enough liability coverage if someone gets sick at your party. If you accidentally undercook your delicious chicken dish and a few of your guests get food poisoning, your homeowners’ insurance policy will cover any medical bills that may incur. Your homeowners’ insurance policy will also cover medical bills if anyone is injured at your party, such as if someone slips while walking up to your home. Making sure that your walkway is free of any ice or snow can help to prevent any injuries from occurring.

If you are planning on serving alcohol at your party, there is more of a chance that there will be an accident. Investing in a liquor liability insurance policy will provide the extra coverage needed in case of any unfortunate incident at your home. If one of your guests leaves after one too many drinks, and is involved in a car accident, you can be held liable for any medical bills. A liquor liability insurance policy will provide the extra coverage needed to ensure that you are not financially devastated due to one accident.

For all of your homeowners insurance needs and to be sure that you are protected from any accident during the holiday season, contact the insurance professionals at Kurt Rolf Insurance Agency in Hopkins, Minnesota. We will make sure that you have the most comprehensive coverage for any situation this winter.