What Small Cars Mean For Your Insurance
There has been a trend in recent years to trade in your huge SUV for a smaller, much more compact car. Not only can it help you save on gas bills, but the lower emissions are also helping to keep the world a little greener. Knowing the benefits and risks of investing in a small car can help ensure that you choose the right car for your needs.
There are some specific risks that come along with buying a small car, such as incurring more damage after getting into a crash with a large vehicle. Since smaller cars also have smaller hoods than their larger counterparts, there is less space to absorb the force of a crash, which could lead to serious injuries for passengers. Researching small cars that have high safety ratings can help to ensure that you stay as safe as possible during an accident.
Luckily, investing in the right auto insurance policy can help to keep you safe while on the road. When looking for the right insurance coverage for your small car, make sure to consider medical payments and uninsured/underinsured insurance. Medical payments, sometimes known as MedPay, will cover the cost of any medical bills that you and your passengers incur after an accident, no matter who is found to be at fault for the accident. Uninsured/underinsured coverage will pay for any injuries that you and your passengers incur if your car is hit by a driver that does not have insurance or does not have enough insurance to completely cover the cost of your medical bills.
When looking for the right auto insurance coverage for your small car, contact the insurance experts at Kurt Rolf Insurance Agency in Hopkins, Minnesota. As an independent insurance agency, we will work with you to ensure that you have the right amount of coverage, all at the right price.