Many people turn to the Internet for policy assistance – but that may not be the best way.
During this digital age, we have all become independent. From shopping to dating, to booking travel plans, to ordering food, to selecting your insurance policies, there’s so much that we can do online.
It seems like a good idea to hop online, grab the policy with the best rate and forget about it. However, should something happen, you’ll read the fine print to learn about your coverage and everything that you’re excluded from, or your high deductible that you thought was much lower. That’s when you realize that the policy might have been a good price, but didn’t offer the coverage that you need – or thought you were getting.
Here are a few tips to get you started on buying insurance online:
- Do your homework – Find out what coverage is best for you and your situation. You may be surprised at what you don’t know about coverages and insurance, so it’s essential to catch up on that information.
- Get the date – Find out when the policy starts. Is it immediate or is there a waiting period?
- Make a call – If you have questions that aren’t answered on the website, call the company immediately. It’s important to know exactly what you buy before you buy it.
- Read the fine print – It’s worth it! Make sure the plan is exactly what you want in coverage, rather than just being a reasonable price.
- Check out the company – If the business has many bad reviews, you may want to give it another thought before buying a policy from them.
- Scrap the Internet. Visit your local insurance agent for an unbiased policy, reliable coverage, and best rate for you!