Boat Insurance Basics
Even though the thermometer is still showing chilly temperatures, the warm spring and summer seasons are just around the corner, which means it is time to start preparing your boat. Before you head out on your maiden voyage when boating season comes around, it is important to make sure that you have the right boat insurance policy to provide the right amount of protection.
At Kurt Rolf Insurance, we are able to offer the best in boat insurance protection through Travelers. Our boat insurance policies will provide coverage for many different situations, including:
- Physical damage – if your boat is damaged after a collision with another boat or a submerged object, the repairs will be covered by the insurance policy.
- Liability – which will provide coverage for any damage to another person’s property, or bodily injury to another individual.
- Personal property – any personal property that you keep on your boat will be covered in case of damage or theft, including the stereo system, cameras, clothing, and any other personal property.
- Towing and assistance – if you become stranded after your boat breaks down, the cost to transport your boat to a repair center will be covered.
We also offer additional coverage options that are not available with other insurance companies. We offer a boat insurance policy that will include free mechanical breakdown coverage in case your boat breaks down on the open water. This provides complete coverage for your engine, without having to have an accident, except in cases of neglect and lack of maintenance. Waiver of depreciation is another optional coverage for new motors.
For all of your boat insurance needs, contact Kurt Rolf Insurance Agency in Hopkins, Minnesota. We will work with you to ensure that you have the right amount of protection, all at the right price.