Could Your Business Be in Need of Crime Insurance?

Your Business May Need Crime Insurance

Commercial crimes are on the rise – is your business protected?

When one thinks of commercial crime, they’re likely to think of masked robbers breaking into the office in the depth of the night to steal everything from computers to calendars. In a restaurant, everything from chairs to expensive kitchenware is targeted! While crime insurance does cover burglaries and robberies, it covers so much more!

As crime-related losses are not typically covered by commercial property insurance, it’s important to make sure that your business is protected.

Crime insurance offers extensive protection against plenty of perils, including:

  • Employee dishonesty
  • Forgery or alteration
  • Theft of money and securities
  • Computer fraud
  • Robberies

Should your business suffer a hardship such as a robbery off-site (such as, at a conference), or a cold-hard thief steals from your company, these common endorsements are covered by your crime insurance policy.

Your business property insurance may not reimburse you for the theft of cash and checks. Fortunately, commercial crime insurance can! If your disgruntled employee or masked thief rob your safe of all the takings, you can ‘cash’ in on your crime insurance policy to reimburse you for this loss.

With your business’ successes protected, such as tangible cash, you can feel safe in the knowledge that your future is safeguarded. For all of your commercial insurance, contact the professionals at Kurt Rolf Insurance Agency, serving Hopkins, Minnesota.